BANKSapi is the open banking and open finance platform that enables businesses to optimize their processes, develop new services, and build innovative financial products. As a growing, innovation-driven SaaS company based in Munich and Kiel, we connect IT platforms, ERP systems, accounting applications, banks, insurers, FinTechs, and other software providers via APIs to the bank accounts, payment cards, investment portfolios, and other financial products of millions of consumers and businesses. BANKSapi Technology GmbH is a BaFin-licensed payment institution and operates in accordance with strict security and customer protection requirements.
At our core, we are a connectivity provider: we manage the technical, regulatory, and security-related complexity of open banking and open finance and make it as easy as possible for our partners to access and use. With
BANKS/Connect, we provide access to bank accounts and account data.
PAY/Connect enables payment initiation and modern payment processes. With
AI/Connect, we transform raw transaction data into smart, actionable insights in real time. And with our upcoming product lines
ADVICE/Connect and
CONTROL/Connect, we are taking the next steps in expanding our platform.
The result: our customers can launch new banking and bancassurance solutions faster, reduce costs, and become more relevant in their users’ everyday financial lives – without having to build their own BaFin-licensed infrastructure or data platform. This is what makes BANKSapi one of the most exciting open banking players in the German-speaking market.
